Public Liability Insurance
There are many unpleasant events where you can be held liable. Not only accidents that you cause, but also those caused by your children, maid or pets. For such situations it is wise to have a Public Liability insurance.
In cases of public liability, the claim is often much higher than the insurance premium.
This insurance covers your liability as per the applicable Lebanese law in respect of accidental bodily injury and/or material damage caused to third parties during their presence in or around your premises. This can be the result of a faulty or negligible act by you or as a result of an accident caused by defects in the premises or by any object belonging to you or under your custody as well, this includes fixtures, decorations and contents of the premises.
You can extend this insurance to also cover the liability of your family outside the house.